Am I Covered If the Accident Was My Fault?

March 27, 2025 - 7:47 am
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Workers’ compensation exists to protect employees who suffer injuries on the job. However, many workers worry that if an accident was their fault, that they may not qualify for benefits. Fortunately, Georgia operates under a no-fault workers’ compensation system, meaning that injured employees can receive medical and wage benefits regardless of who caused the accident. In this blog, we’ll discuss what this means and why workers’ compensation is particularly crucial for truck drivers.

Georgia’s workers’ compensation laws ensure truck drivers receive medical and financial support after a workplace injury without needing to prove fault. Truck drivers only need to show the injury occurred on the job to qualify for benefits, eliminating the need to sue an employer. Covered expenses, including medical bills, lost wages, and rehabilitation costs, are paid through the trucker’s workers’ compensation insurance. Additionally if the truck driver was not at fault in the accident, they have the right to sue the negligent party. If the other driver caused the accident, the truck driver would still be covered under workers’ compensation.

Truck drivers face high risks for workplace injuries, making workers’ compensation essential in this industry. Metro Atlanta is notorious for congested roads that only add to the risks truck drivers face, increasing the likelihood of crashes. These crashes can cause severe injuries like broken bones, spinal damage, and brain trauma, while repetitive stress from long hours, heavy lifting, and cargo handling leads to chronic pain and joint issues. Slips and falls are also common hazards. Even without major accidents, prolonged sitting, poor posture, and fatigue contribute to serious health problems for truck drivers, including circulation issues and long-term physical strain. The demanding nature of trucking takes a toll on both the physical and mental well-being of those in the industry over time.

Remember, while Georgia’s workers’ compensation system is designed to protect injured workers, truck drivers in Atlanta face unique challenges when filing claims. With the city’s heavy traffic, long hours on the road, and physically demanding job requirements, injuries are common—but insurance companies and employers may still try to minimize or deny claims. To safeguard your rights, it’s crucial to document everything, report injuries promptly, and follow workplace safety protocols. If you’re facing a workplace accident and unsure of your rights, contact Poirier Law today. We are ready to help you navigate the process and secure the benefits you deserve.

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